Certainly above two comments that were made are valid. But let me tell you this "YES as a international student you can get student loan without a cosigner". This is true and i've seen it being done. Now here is what you have to do. Basically you need to have a good credit history, for most lender its 21 months and for others its 36 months. And you actully need to have 4 accounts in good standing. And that should have a variety of of accounts. For example one credit card, auto loan, line of credit etc. There is a ohio based company that gives you loan irrespective of you being international student if you have a minimum credit score and 36 months of history. check the website www.accessgroup.com . Further more if you apply from the big lenders such as mentioned above BOF or citi financial... They would ask you to bring proff your permanent resident card etc.

                   Here is what you can do. Some of the people i know work in few small financial instituitions. The only thing you need to do is check "YES" when asked if you are US citizen. And if you have a good credit history like mentioned above they dont even ask for verification etc, thats what they told me. The moment they see that you have the capacity to repay they dont even care whomsoever you are. They would lend you the money you want. For example lets say if you check "Yes" for being a US citizen and they ask for documentation and if they call you or what not, inform them that you have already got loan from another lender deal done and move on. Another thing you need to do is apply for loan from different institution same day. So even if you apply loan from 10 different financial instituition it would only be considered as on inquiry in your credit report. And your school might be asked to certify and send the amount just do that in your resistrar office. But let me also tell you this. Getting a loan is not a good idea. Since US economy is goin down and the year 2008 would be the year of recession. Lot of people are going to loss jobs and the job marked would be stagnant. I'd rather suggest you to go bust your rear off and pay your way off college instead of taking that loan. No matter what you study as a fresh grad you would not make more then 55k. If you are lucky indeed looking at the recent job market. But if you are plaing not live here for long then yeah go ahead utilize your good credit history and head back... lot of people do that do. What em i doing promoting evil? Forgive me. I am just letting you get informed about the options here. Well i hope this helps.

Good luck,

YekloYatri