HELLO, Guns of Nepal. I scared of your name but liked your comment ha ha ha. Point 7 clarification: People see from different angles that what happening with your and my view here. I don't put the crooked guys in the successful or achievement category. Let me give you an example to clarify point 7. Suppose you and your friend came from the same school (say, Xavier) where you were an average student and your friend was above you. But after you arrived in the US, you worked hard and you went up and up and up while your friend is left behind. Now your friend will be jealous on your progress and will thinks that you got it because of your pure luck and thinks he is smarter than you from the school but luck is against him. Is it clear for you?