Hey guys,

My friend is planning to go back to Nepal after graduating this fall. The main problem is, he has around 15 thousand as credit card debt. After considering an option of working a whole year on OPT and clearing the debt, he has finally made up his mind to just leave. I was wondering if anyone knows if he plans to come back again for Masters or something, will his bad credit history affect him in any way. I know it will be related to social security but will if affect visa and other immigration related issues?? Any opinion, suggestions or experiences??