Main Problem In Nepal:
Unemployment and the reason is lack of opportunity

Lack of money (fund) to start the business.. in my few years in USA ..I noticed ..there is a good flow of money here ..people are not rich ..they have huge credit to bank or government .. and it is because of low interest rate

My suggestion: with good observation ..Nepali bank should give fund to people with little interest rate . it should be with good observation ..coz money can flow outside of nepal easily .. there shuld be some restriction ..

Lower the Interest rate and encourage people to start their own business