Balbhadra, you best bet of checking your free report is how midwestdude suggested... by visiting www.annualcreditreport.com. You can check your report from all three bureaus once a year and to see your score you might have to pay about 7 dollars. I DO NOT recommend freecreditscore.com as that is one big hassle. Also checking you credit score/report any number of times for personal use doesn't hamper you credit score or report in anyway.