you opened my eyes! you are right because . I used my atm, i could not figured out couples of hundred dollars account that I had withdraw while I was Nepal. it occured two times, not morethan seven hundred dollars. I will check my statement again. now I got that I am checking my back statement. Damm Azz people of himalaya bank, we should do some things for this frud. I put limit o for dept card transactions. now my worry is that my deposited money. pls keep update thnx