Emini, I copy you on trans-Nepal investment fund. But why not have a fund here in USA with monies invested by Neprikans which otherwise go wasted in daru and fashion and others. I for one think, that we have quite a few Neprikans in 30-something and 40-something range who are wise and savvy. I also feel your route of approaching Banks in Nepal would be a tough cookie. You would need to wine and dine and then dance to their beats. You would have lots of red tapes to cut and whole lot of cultural barriers to overcome that will make you older by another 50 years in next 2 years only. Correct me please! But yes, if you have power house connections, it will work out well. Best~! -B