I use Interactive Brokers, if you have certain amount in the account you can negotiate a very low rate. Daytrading is very hard and I do not day-trade but there are many times when it ends up being a day-trade. I you hold a stock for less than 1 year, the taxes are higher on your realised gains, so it is better to be a long-term investor. I will be starting a "value oriented strategy" thread soon. It will be ideal for most of the people. It is buy and hold for 5 years. I'm back-testing the results to make sure that it has worked over a long period. Bri, I'm not sure about the Nepali fund but I am going to be talking to some banks in Nepal and see if they would be interested, but before that the tax structure between the two countries need to be defined. If you end up paying taxes in both countries, you'll come out a loser eve after making money.