I think I am writing too much today, but was just going through "each options" in the pages. In the Faq section, it is said, money can be withdrawn from your branches, atm's or POS's. But in "fees" section and in the "send money" section, it has an option for "Deliver to recipient" and "Deposit in recipient's account". which one is true? Please remove contradicting statements/options from the pages. Did this happen in the process of 'copying' muncha's 'look & feel'? I don't know why .... muncha's and umtcl's website look 80% similar to me.