Java: I have already posted my experience in the markets and proof too. It is somewhere in this thread. I am usually a medium to long-term trader but since I'm not actively following the market during the summer, I closed the position. I don't remember the Fed raising rates for the past few months, although the yield has been going up. I don't follow CNBC, they are mostly bullish cheerleaders. Yes, I do have Bloomberg and few other tools. The way I see it everything in life is speculation. The major you choose, the company you work for and even the person you marry. I am more concerned about handling risks. I would suggest you look through the previous posts and we can discuss. I do not want to explain my experience anymore. We have been discussing markets for more than 6 months and for some reason it is one of the most viewed thread. I must be doing something right.