My suggestion would be NOT TO APPLY AT any credit cards. Any time you get rejected, it will negatively impact your credit history. Thus applying for another if you are rejected by one is kinda stupid. Rely on your DEBIT card, and then after about 9 months or so reply to one of those pre-approved mail offers. and Oh yes, once you get one do not Max it out. Never use more than 50 % of your Limit. Never apply another credit card when you have a big Balance on one.