THAT is why you are not a professional money manager. Let's face it 11% on a Bull market is hardly a return- what if last year was like 2000? What would you have done with your position? Do you ride it out or jump off the train? Investing in stocks is NOT for individuals- you can buy and hold onto it for dear life, but that is not investing! If you are really keen on playing the market try derivatives- start with calls and puts; you only have so much to lose this way. Investing in anything else without having the right tools/technique/experience is SIMILAR to throwing away money- the market makers will EAT you alive. Oh, and you may also want to start invesing in the pooled funds over at Fidelitys, Vanguards, T. Row Prices, Leggett Masons of the world...well at least until you learn what hedging can do for you!