Hey Everyone: Due to some personal reasons I won't be updating this thread any more. It has been a pleasant ride while it lasted. Don't worry the personal reasons are good. I will start another thread and post my long-term stock selection criteria that I had promised and have successfully backtested. It will be upto you guys to update it. I hope that you'll keep the discussion going. Here is another good read. http://www.berkshirehathaway.com/letters/letters.html