Bhunte, the DJI dropped 4% over the past 4 days...that is after it made 15% over the last 8 mos..unless I see a drop 10% or more, just like stks, this is not a predictor of things to come. Yes Greenspan, China and other factors impact, but none of them strong enough for a recession/bear market you are fearing. bideshi, hang tight..give the market some time to rebound...and if it does not, I am sure you are oung enough to recover when it eventually does. peace.