I WAS IN AN ACCIDENT LAST WEEK..NOW THE APPRAISER CAME TO ME AND TOLD ME IT WAS A TOTAL LOSS.THE SETTLEMENT AMOUNT THEYVE GIVEN ME IS QUITE LOW THAN THE WWW.NADA.COM OR KELLY BLUE BOOK VALUE. IS THERE ANYTHING I NEED TO DO ABOUT IT.IT WAS A HIT AND RUN CASE .COULD YOU PLEASE HELP ME AND TELL ME WHAT TO DO.