Oki, when I bought my first car it was on learners permit. As stated there is no restriction in you getting the insurance in your name. The insurance company is going to ask you to show them your license as soon as you get it. Your insurance is going to be a bit high, as you do not have a license. You are also a first time driver so expect your insurance to be high. After you get your license, your insurance should go down when you renew it. Also if you are below 21 or 25, your insurance will also be a bit higher. Call some insurance company and they will defenitely let you know. If you want to have a quote online then you can go to esurance.com and they will give you the quote online and you dont have to talk to any insurance agent. To purchase the insurance after getting the quote or not is upto you. It really is not that complicated!