https://www.annualcreditreport.com/cra/index.jsp AnnualCreditReport.com allows you to view your credit report from all three agencies once a year for free. It is the law that you can view your credit report once a year for free. hope that helps. and if you want to monitor your credit score apply for Washington Mutual credit cards, and they have this free credit score monitoring service for cardmembers. go to www.wamucards.com and apply. Peace.