I think this is how it works (or does not!): When you join you spend certain amount like $200 for the first month and buy a tons of household stuff (maybe other stuff too - I am not sure). Then they supposedly give you certain amount back. Following that every month u need to keep buying stuff, spending $100. But this is the cache - You ask other people to be members and if they spend money, you don't have to spend and you still get some money back. Pros: If you can convince a lot of people, let's say like 8-10 people to become member, I think you will make a little money - certainly not enough to stay home and not work. Cons:How do you convince people to spend money on things they don't need and tell them they can make little money on the long run? You waste a lot of time going to meetings and chasing people to buy. My verdict: a - NO! NO!