.................... Nirjala gets a call from the credit companies starting the following months. She is stunned when she finds out about the life insurances Abi had with all the credit cards! $200000 to $500000 in every card! Within a month, Nirjala has a bank account stacked up with 2.3 million and all credit cards debts paid off! Nirjala thinks and thinks and thinks........... Did Abi do this on purpose? She recalls the financial constraints they were having over the last 9 months when it was becoming hard for them to meet the home mortgage of $4500 every month plus the toyota camry 07, nissan pathfinder, audi and linclon navigator's payments! He had recently bought a huge property for his parents in Nepal and one for himself too. Moreover, with 4 out of his 6 credit cards maxed out, Abi was more than always worried about how he would be justifying the ends! Every now and then Nirjala would ask for his permission to work, and as always Abi would reject the notion. ........................................................