californication, I suggest you to go to a nearby bank in your City(In USA) and talk to the bank official about the" domestic transfer". More, person who is supposed to receive your money backhome must go to the bank and get the Intermediary Bank's routing number. When I read your post, money transfer via bank(domestic transfer) I suggested is more reliable and cheap, too. Muncha's is nearly $45 for $1000. I do not understand what you want to know? Write specific question. whatever you want to know, I will try to explain. I am suggesting you, whatever I have been through. Right?