ATM Cards Yes my friends, you'll find it hard to believe but the ATM Cards of Australian Banks work in the banks of Nepal. I don't know much about the banks in United States. Lot of Nepalis here in Sydney get an extra ATM card from the banks like Commonwealth or Westpac or ANZ and send it to Nepal. You can withdraw upto 40,000 NRS at a time and for that amount banks charge AU$ 5 for a transaction. So no tension of agents. Good luck