Lol first this thread was a bit weird... because someone was asking for some advice in sajha and stating her income and credit.... which I think is weird to do in a public forum. As someone mentioned earlier you could just say you have a pretty good income and credit.... But still... And then people start fighting and ultimately calling names. This thread is down right hilarious. No offense to the originator, but if you are serious about all this the best suggestion would be to go to a proffessional. No matter how many suggestions you get nothing would compare to what a proffessional would tell you. And remember this is a public forum. There will be people who praise you and people who will say not-too-good things about you. You should have thought about the consequences before posting. And talking about not posting personal things.... well arent income and credit score included in private stuff??