I've never had problems with Himtel card. It has always given me my money's worth. Well you might have difficulties in connecting once in a while. Especially during the festival times. During Dashain and Tihar mostly. But that's due to the traffic. But you'll have that problem with all cards. I'm not writing this comment because Himtel is owned by my friend. I'm writing this because, Himtel is a good card and I've had no problem with it ever. Heme, keep up the good work.