First question that comes to my mind is do you have any experience working in a 'service' industry? Moreover, since you're contemplating ventures in completely separate sectors have you come across an opportunity in either one that we don't know about? If your answer is 'yes' to both of them then I'd say you've probably got something going. Otherwise, I'd say stop and think before you make any more moves. Even if you're not a professional white collar worker you may just be better off (and happier) then owning a small business (there's a lot of headache especially the first couple of years as you strive to break-even). Note: Many years ago (perhaps, even prevalent now) immigrants and/or minorities started a small service/retail business (restaurant, motels, gas stations) to survive either because they couldn't find work or weren't educated enough, etc. I think this norm is long gone; however, you will have to pardon me if you still fall into this category (absolutely no pun intended), and you might as well give it a go (with some assistance I hope) even if your answer was no to my questions above.