If you have the qualification and man power and contacts shoot for IT Consulting, but again depends on what kinda client are you gonna target for. For gas station, i'd say thats a good investment too, but that also depends on if you're tyring to buy w/the property or just the business. If its just the business, then you'd have a really hard time getting a loan, i know coz i am going thru one right now, most banks wont even touch the gas station because of environmental issues. your other option might be to have a owner finance it. if its the property, then banks are more ready, again it depends on how much you are willing to put down payment, lets sya the store is worth 1.5M , they will still ask you to put down a minimum of 10%,, that is if you're lucky, have a good Credit score, and can provide all the document, not just PnL statement but tax returns of the business too. you could try for either SBA loan or regular commercial loan, but again, depends on the deal and cash flow, be prepared to put anwwher from 10% - 35 % down. goodluck