HARD WORK PAYS IN AMERICA!!!!!This is why you do not see so much stress in higher education in america than in other country .A highschool grad can make comfortable living without college degree. Stop calling me pessimist!!!The topic of the thread is "MONEY MATTERS" read it sajahuser with your both eyes open ..chinky:)hahaha I am never a pessimist .i am rational thinker:) there is always otherside of the coin!!!i try to give my observation,facts and examples:) But i agree with you "THERE IS MORE TO LIFE THAN JUST MONEY"