amazing buddy, i hear you my friend. hahahaha.....friends in need are friends indeed re bhanchhan. tesaile khai aba k bhannu. 1) try to see if your freinds or people who are asking are in a real need of it. 2) look at you, i mean are you in a position really to afford. then it is all up to you. i will say be open and frank when it comes to money matter. if you have and u can and they need, go for it. else tell them explicitly haina? cheers Loote