Sum off - Call it morbid curiosity, I decided to click on your user name to see what else you had written, and this piece, I must say is brilliant! I enjoyed reading the other ones too. BTW, I don't know why, but I am getting this strange vibe that I know you. At the risk of sounding pompous, have you ever lived in Boston and worked for a wealth managment firm? If not, then I have the wrong number, and pardon my intrusion, but if yes, then you have my number, call me!! Regards.