Hey o_o, i feel your pain but this is that time of the year when you "double down" on your investments. The last couple weeks have been awesome buying opportunity! So, if you had some extra funds available you'd be loving these days. Up and down cycle always happen with the economy, so if you are new to this game....may be next time around you won't feel as much pain and can take advantage of the opportunity. Good luck to you! p.s. what sector are your major investments in?