OMG You are a genius thapap. your 2 cents will be worth 4 in like 12 years (i.e. if you discount if fwd assuming a rate of 6% annually). I am an investor to be truthful, just could resist looking at the market - thanks to the recent volitality. One more note - Day Trading - trader who look at the market every 10 mins and throw every thing off their desk at 4:00 (i.e. 90's defination for daytraders) - I thought was already a dead idea. Dunno I always am a beginner. Always wanting to learn.