Sorry born free ji, i did not mean to offend Nepal and Nepali by saying culture shock. What i meant was being back after so long and not being used to all the hustle and bustle active life of Nepal, would surely make me a pakhey for a while. It would take me a couple of days to get used to the old environment. I am sure everyone feels the same. Somebody was saying that when they reached Nepal, they felt that all the people were so small as you get used to seeing such big people here. I meant stuff like that, so please don't take it otherwise. Debit cards.... will there be any fee for using the ATM? Thanks for the tips guys.