BathroomCoffee ji - I think you missed the disclaimer at the beginning of the post that said, "Let me add to the debate". I hope I did just that, but if didn't, then obviously I wasted my time - there is opportunity cost for everything. Let me correct myself about my religious affiliation. I don't consider myself Hindu or Buddhist, practicing or non-practicing but rather I consider myself agnostic - yes there is god but we don't know what it is.