What about earning money and helping people at the same time. I mean you can sponsor one child for schooling for around $10 a month and you can do it all the way. Is is not hard. I do not believe that one should wait until earning money to help because how much is a lot of money? and with all the bills you have to pay, it will never be enought. But try it right from now. Try savinf $10-$20 and donating to a family. All it takes is a geniune concern and few less coke or takeouts.