What are the guarantees that you would make a great amount of money just because you live in USA? What are the chances that you would donate your hard-earned money to Nepalese Funds without any remorse? What are the likelihoods that your donated money will be aptly utilized? The more questions you ask much thinner your answers become. So don’t worry about the rest, take care of yourself and your family. On top of that you’re saying that you don’t want your kids to have your life. The probabilities are their lives would be worse than what you had if you were to live in Nepal in this situation. And if you really think that you want to help other people, you shouldn’t be asking questions to us about what you should do. You should already know what you want to do if you really have cravings to help others so much.