FICO should be fine for u according to your background. While choosing company be selective and make sure they provide what they promise. Working as consultant is some time really painfull. So got be carefull.Every company lured by these kind of adv. Make sure u have some friend who has prior knowledge of that company providing you H1.U can not expext project immidiately after training, u have change resume showing at least 2-3 yrs of exp with some cycles etc and keep changing the resume according to demand of client/vendor. u will learn the tricks and trade once u r in. life is struggling untill u finish one or two project after that life will be smooth, Dont get disapointed when they send u back in week or two from project in the begining, it is part of consultant life. If u show some exp in FICO, Rate can go anywhere beetween $60-150/hr depending on the layer you are cutting off. Anyway let me know if u have any query? Thanks