Yes, if you have good credit. Some do even if you don't but charge you high interest. And also you have to buy liability and collision as insurence which otherwise you can just do with liability. You're talking about 300 - 500 dollars for a new car every month and on top of that insurence so it's pretty steep as you are shallow in cash. My advise to you is to buy a car not more than 2000 and have a good ride with it. I suggest a Honda Accord Toyota Camry which can last you about 2-3 years with average maintenance.