muncha is not bad. i've been using them for the last one yr and their service is good. i'll definitely recommend them. but in this competetive money transfer business, moneygram has really pulled up its socks. i think i'll try moneygram next time (sorry muncha). unlike muncha's 5 day service, mgram's service takes less than an hour. also i checked out a local desi store for transfer with mgram and they said that the fee for sending up to US$1500 to nepal is only US$10. hell, you can't beat that. i'm definitely trying mgram next time.