Lalupathey.....he already said that it's a stupid question but since everything is going on right now, I would say a little insensitive...no pun intended .....you don't have to so venomous about it....Well.....I am not here to fight.... I will answer that question for you pal coz I used to wonder about it too.....not about somebody dying and leaving money but somebody not claiming their money.... They try to contact the beneficiary. If all else falls, the acct remains inactive for a while. After ceratin time, the bank turns that money to state.....