Looks like this is an adapted (or some might argue plagiarized) version of - http://islab.oregonstate.edu/koc/favorites/x+1.html where the subject in question is a Non Resident Indian. The tragedy of the situation is that many Nepalese in America are not even in the position of the non resident Indian in the story. From what I have come to understand, we may have some well established professionals and business people in our midst, yet a large number of Nepalese in the US today are nannies, waiters, cooks, domestic helpers etc who don't have huge incomes, are often out-ofstatus, and thus not eligible for credit which in turn deprives them of the 2 pillars of the American dream - the car in the garage and the house in the suburbs. It is sad but the stories of such non-resident Nepalese could turn out to be way more tragic than those of the Indians talked about in the article. One can only hope that things will change with time and Nepalese migrants will find better paying jobs that will accelerate their upward mobility so that when the time does comes to decide whether to stay or return they can at least say that life in America was good regardless of what decision they make.