bengaltiger, I have no plans to come to US , but thanks for your offer. newlynew, you did not discourage me. I too figured out that getting in is the easiest part (if I could get in, anyone can) but getting the required money is the hardest. I am not concerned about visa now. I have almost a year to deal with that. The pressing problem is $$. Let me ask for help again: Is there any place I can apply to for funding? I do not qualify for Chevning because I don't have the required work experience and I will have to be away from Nepal throughout the months of October and November. Is there a loan option for foreign students? Thank you very much, Kya Bore Yaar