Himalaya128, Since I never lived there and never had to own a car, I did not know anything about Auto insurance. But even in US, depending upon your driving history and the type of car you own, the insurance can be pretty expensive. And about health insurance, I know that a lot of senior citizens here in US get on the tour bus to go to Canada and come back with bags filled with medicine. But from my experience while visiting Toronto, I found food at restaurants to be a lot cheaper than here in US.