Nice, Would you plz let us know in brief about your claim of 90% figure. Don't believe on hearsay, and don't act or try to get public exposure with wrong figures. Do you know how many banks are operating presently in Nepal.There are 15 commercial banks operating in Nepal. NIC Bank - Yes some marwadi are there as shareholders Everest Bank- Punjab National Bank + some nepalese, not necessarily marwadies Standard Chartered Bank - British STB + small shareholders. Lumbini Bank - Nepalese shareholders, no marwadi involved Rastriya Banajya Bank - Semi govt. bank Nepal Bank Ltd.- Semi govt. bank (Golcha org. manupulate in some way but after foreign management chances are less) Laxmi Bank - Khetan Group, Rajendra Khetan - who was born in Nepal and have several other business houses. Merged with HISEF (Khetan's Finance Co.) Siddhartha Bank- One or two marwadi involved. NABIL Bank - Saudi bank + nepali shareholders, not necessarily marwadies Himalayan Bank - Habib bank + Nepali shareholders Nepal Investment Bank - All nepali, Prithivi Raj Pandey bough it recently. Nepal SBI Bank - Indian Bank (State Bank of India) Nepal Development Bank - Not sure who runs it. Kumari Bank- Noor Pratap Rana + other shareholders Agricultural Dev Bank - govt. Please understand that a promotor and financer can not use bank's money and under Nepal Rastra Bank's guideline - non of the promoter or their business houses are liable for loan. I don't know wheather Maewadies are good or bad to the country but your statement is baseless and reflects lack of knowledge. Cheers