Best way to send $$$ home,open new bank account. Get visa check card and activate it. Mail it to nepal by USPS express service with insured policy. Ask them to withdraw money with send check card. U will save a lot of money. U will have to pay $2 to Bank of America for using other bank than BOA and u have to pay about rs 500 to nepali bank per transaction. You have to open separate account for that purpose. Thats what i am doing with my 4 cuzins.