How to get money from Nepal to pay tuition fee

Hi, I have loan to pay off because of my tuition fees on my credit cards. I am thinking to borrow money from Nepal $9,000 or $10,000. My loan is affecting my credit score, I can't apply for any credit cards, and avoid high interest. I want to pay off some loan to improve my credit score as well. I am also trying to purchase a cheap car. Is there any other suggestions anyone has? What's the best/affordable way to get money from Nepal ? Do I have to show while filing tax??Any suggestions are appreciated.