HI for the year 2022 me and my wife invested 6000 each into our roth IRA account in Jan . Looks like with the bonus and salary we will be making almost 260K if not more together which is way over roth IRA limit. What will be the suggestion to handle this issue.
1 Let it sit in the roth account which is already invested into index fund.
2 Sell those fund.
3 Your opinion.


Thanks