Posted by: maxpayne July 12, 2021
will debt consolidation hurt the credit really bad?
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https://www.youtube.com/watch?v=Q5jlY8_WmEE
Use this method to pay off. Also banks are helping people due to Covid. Call each of your creditors and ask if they will eliminate intest or put you in a payment plan.
If you're already carrying balances, credit scores will take time to go up. If there are no immediate purchase needs like car or house, ignore the scores. Pay what you can with the snowball method and make sure you have enough to survive.
Good luck.
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