Posted by: JonahRyan July 16, 2019
30K in credit card debt
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You can call the credit card company and ask them for an economic hardship payment plan, They will close your credit card and give you a good payment plan with less apr. I got 0.99% from Discover and 7% from Amex. Your Score goes down a bit but they will report your regular payment to the credit bureau. This will significantly lower your monthly payment burden and gives you the opportunity to plan your finance better.
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