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 Health Insurance for pregnent Women
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Posted on 10-19-09 3:01 PM     Reply [Subscribe]
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Now a days all the helth insurance company doesn't want to insure Already Pregnent Women or for those people who are planning to be parent very soon. It is obvious that if the parents go for a child without Insurance they have to pay huge bill in return after delivery.

So what do you guys suggest to those people. Which insurance/Hospital will  want to insure or provide the regular checkup and Hospital charge at minimum?

Please drop your suggestion which may help some one in trouble.

Posted on 10-19-09 3:27 PM     Reply [Subscribe]
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Good way to start is, if you are planning for child buy insurance...I suggest having health insurance all the time...However if you already caught in the situation, they might be county hospital that might be cheaper or free.  Contact your local Human Services.

Posted on 10-19-09 5:15 PM     Reply [Subscribe]
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That is the million dollar question that even an American born citizen has difficulites to figure out. Unlike Eupoean coountries with less population and size, the story gets very complicated here in the US. That is one of the reason why the health care and anti immigration sentiments collide. Imagine all the free health care the illegial enjoy, how much it drains the resources of the government esp in cities with huge Latin American population. We are talking millions of people and billions of dollars given to people who have never paid a dime in tax money. How fair is it to people who abide with the law and pay their taxes and their insurance on time?
Your best luck will to find "under the table" type of small clinic operated by immigrant doctors, or find a local low income hep center and find a way through them.
Good luck.

Posted on 10-19-09 6:16 PM     Reply [Subscribe]
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Which state? Pregnant lady will definitely get benefits in states including WA, LA, TX, if you earn below federal poverty level and you may still get benefits if your income is little above that.

If you earn more than federal poverty level, other ideas stated above should work!

Posted on 10-20-09 9:28 AM     Reply [Subscribe]
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Tell the hospital that you have a below average income and you will be qualified for medicaid...free healthcare for the low income family.

Posted on 10-20-09 11:01 AM     Reply [Subscribe]
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MA offers the health insurance for free, and the insurance will take care of your wife and the baby. So, it should not be a problem. BUT please check if they have changed the rules these days....
Posted on 10-20-09 11:19 AM     Reply [Subscribe]
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Under HIPPA it is illegal to deny acceptance/coverage to pregnent women.


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