Hello friends, I've been living in US as a GC (through dv) holder for about year and half and I never care about my credit history as i was just working and living with that money ,never took credit cards or loan before .Now bcoz of some family reason i want to take around max 10,000 dollar personal loan from banks or any credit union .So without good credit score and all how can i get personal loan ..please advise me some information about it as some of you do have experiences /knowledge regarding this. tx
mero_nep · Nov 17, 2013 5:00 PM · 11,472 views
You might need a co-signer if you don't have credit history at all.
ujl · Nov 17, 2013 6:33 PM
tx UJL ,any more ideas
mero_nep · Nov 18, 2013 2:40 PM
If you don't have a good credit score it will be huge APR (~25%, which you may regret later paying almost double of the loan amount) but if its urgent now, may be onemain financial can help.
shivanagar · Nov 18, 2013 2:50 PM
Talk to your personal banker. That's the best way to go. Don't take loans off check cashing and other same-day loan providers. Else, you'll end up paying over 200% APR on your interest. Good luck.
riddle · Nov 18, 2013 10:42 PM
This conversation is preserved exactly as it was on the original Sajha.com and can't accept new replies.
Start a New Discussion