Posted by: kalidasbhaisaab May 17, 2017
Which money transfer better ?
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म यो धागो मुन्चा dot com लाइ धन्यबाद भन्न लाइ खर्च गर्न चाहन्छु.

I used to send money thorough Moneygram and WesternUnion. I am just a small time sender, who sends less than $1000 at a time, to help parents (never had opportunity to send more than $2000 in a month). Therefore I cannot foresee other usefulness of Moneygram and Western Union.
Thankfully my parents do have a bank account and until now they have been able to wait for few days for money to arrive in their Nepal Banijya Bank शाखा. In that sense Muncha.com has been like an Uber for me. Disrupted the whole Western Union/Moneygram monopoly.

If not sending for instantaneous cash withdrawal, I do not see why I would used moneygram or westernunion. Plus, muncha.com is mostly free.

Xoom I used because it accepts any Routing Number of US Banking Institution (as opposed to Muncha who only accepts Routing Number of renowned US banks. I had a union savings bank money that I wanted to utilize for sending money to Nepal rather than closing the account when I moved a state).

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